AurusPay in Canada: what it does, and how to keep your POS when you change processors.

AurusPay is payment software from Aurus Inc., a Massachusetts company that Rahul Mutha founded in 2000 and still leads as CEO. AurusPay sits between your point of sale, your card terminals and the company that processes your card payments. Your POS sends it the sale. AurusPay runs the terminal and sends the payment to your processor. Aurus builds for large retailers, and says 22 of the top 100 retailers use it.

A customer reaching for a PIN pad on a stand at a café counter while a staff member waits.

The short answer

  • AurusPay is the go-between. It sits between your POS and your terminals, and it sends each payment to your processor.
  • It is built to work with many processors. Aurus says its switch is certified with multiple processors and lets merchants choose and switch. It does not publish which ones.
  • Canada is listed, but Interac is not named. Oracle's partner guide lists Canada as an operating area for Aurus. No Aurus page we read names Interac, so ask first.
  • It runs on many terminals. Public lists name Ingenico Lane and Link, Verifone, Equinox and Castles models.
  • Large retailers are the usual users. Aurus works with big box, grocery, specialty, health and beauty, c-store and restaurant chains.

What AurusPay does

AurusPay takes the sale from your POS, runs the terminal and sends the payment to the processor, so the store system stays away from the card data.

  1. Your POS
  2. AurusPay
  3. The card terminal
  4. The processor
  5. Your bank account

Your POS talks to AurusPay through Aurus software, such as its Enterprise SDK. Aurus calls that SDK the link between a merchant's systems and its X-Switch, the part that connects to processors. An Aurus patent from 2013 describes this design, where the terminal talks to a remote payment server and the rest of the store network stays out of the card data. The approval comes back to the POS on its own, so nobody keys the sale twice. For the terminal side, see semi-integrated POS.

Terminals it runs on

Aurus calls AurusPay device agnostic, and the public lists name Ingenico, Verifone, Equinox and Castles terminals.

DeviceTypeNotes
Ingenico Lane/3000Compact countertop PIN padOn Oracle's Aurus list. Ingenico's current TETRA page no longer shows it, so ask before you buy more
Ingenico Lane/3600Countertop PIN padOn Oracle's Aurus list and on Ingenico's current TETRA page
Ingenico Lane/5000Countertop PIN pad with a 3.5 inch colour touchscreenOn Oracle's Aurus list
Ingenico Lane/7000 and Lane/8000Countertop PIN pads with a 5 inch or 7 inch colour touchscreenOn Oracle's Aurus list. Oracle also lists signature capture
Ingenico Link/2500 and Link/2500iPortable PIN padOn Oracle's Aurus list. Ingenico says it pairs with an iOS, Android or Windows tablet or phone
Ingenico Desk, Move and Self modelsCountertop, portable and self-service terminalsOn Oracle's Aurus list
Verifone P400, P400 Plus, M400 and MX915Countertop PIN padsOn Oracle's Aurus list, with other Verifone models
Equinox Luxe 8500i and Luxe 6200mPayment terminalsOn Oracle's Aurus list. Equinox announced its Aurus link in January 2025
Castles S1F4 Pro, S1E4 Pro, S1P2, S2L and a tabletAndroid terminalsNamed in an Aurus release from January 2026. Aurus says the S1F4 Pro suits paying at the table

None of these lists is just for Canada. Ask Aurus which of your terminal models is approved for Canada with the processor you want.

What it handles

The public lists cover credit, debit, cashback, gift cards, tokens and fleet cards, but no Aurus page names Interac, so that is the first thing to ask.

FeatureWhat the public pages say
Credit cardsCredit sales and refunds are on Oracle's list. Equinox says AurusPay takes all leading card brands
Debit and InteracDebit sales and refunds are on Oracle's list. Aurus does not name Interac on its own pages. Ask before you rely on it. See Interac debit
CashbackThe PIN pad asks for cashback and sends the amount back to the POS, on Oracle's list
Gift cardsLoad, redeem, balance, activate and cash out are on Oracle's list. Equinox also names private-label cards
Wallets and tap on a phoneWallets are on Oracle's list. Aurus Vayu takes tap payments on an iPhone, and in May 2024 Apple named Aurus among the companies that would bring Tap to Pay on iPhone to Canada
Offline (store and forward)Aurus says store and forward is built into its platform. It is not on Oracle's list, so ask how it works at your lanes
Tokens for repeat chargesAurus TokenVault replaces card numbers with tokens. Oracle lists refunds by token, without the card
Pre-authorizationNot named on the pages we read. Oracle lists manual authorization. Ask first. See pre-authorization
Phone and mail ordersCard-not-present entry on the PIN pad is on Oracle's list
Fleet cardsAurus lists fleet card acceptance for auto and c-store sites
Currency conversion and chequesBoth are on Oracle's list
EncryptionAurus says AurusPay is PCI P2PE certified, and Visa's partner directory lists PCI DSS, PA-DSS and P2PE

Who uses it

Aurus says its platform handles 6 billion payment interactions a year, in 25 countries on four continents. Its industry pages cover specialty retail, big box stores, health and beauty, grocery, auto and convenience stores, quick service and fine dining, and online stores. For fuel and c-store sites, Aurus lists fleet cards and links from fuel pump devices to store controllers.

Two public examples name the POS side. Oracle publishes a guide for running Aurus with Oracle Retail Xstore POS through Oracle Retail EFTLink. Aurus also announced a link with Bite self-service kiosks in June 2026. See unattended payments. These pages are written for chains with many lanes, not for a single small shop. Ask your POS company whether your version runs AurusPay.

Keeping your POS when you change processors

AurusPay is built so the processor can change while the POS and terminals stay. Aurus says its X-Switch is certified with multiple processors, and Visa's partner directory says AurusPay lets merchants choose and switch processors and devices. Aurus also describes help with moving systems, such as test emulators, no-touch installs and onsite coordination. For a change to work at your stores, all of this has to be true.

  • Your POS and its version run AurusPay. Xstore, for example, connects through EFTLink. Your version and its Aurus software have to match.
  • The new processor is certified with Aurus for your setup in Canada. Aurus does not publish its processor list. Ask Aurus, and check your processor is on its list with the terminals and features you use.
  • You open a new merchant account. An old merchant number does not move to another processor. See merchant account.
  • Your terminals may need new keys or replacing. A terminal set up for one processor may need new keys or new software, and older models may not be offered.
  • Interac has to be confirmed. Debit at a Canadian counter runs on Interac, and Aurus does not name it publicly. Get it in writing first.
  • Your POS reseller or IT team does the install, with Aurus. Aurus sets up stores through its Onboard360 portal, and your team or reseller handles the POS side.

If one of these does not line up, the change is bigger than a settings change. It is better to know that before you sign anything.

What to check before a change

Your exact version

Find out which AurusPay version you run and which Aurus software your POS uses to reach it. On Xstore, Oracle lists the Aurus piece as AurusShield software.

Your terminals

List each terminal model and how many you have in each store. The Lane/3000 is on Oracle's list but no longer on Ingenico's current TETRA page.

Interac and cashback

Ask Aurus, in writing, whether Interac debit and cashback work with the new processor in Canada, by chip and by tap. Debit at a Canadian till runs on Interac, and no Aurus page names it.

Gift cards and offline

Name your gift card program and check it works with the new processor. Ask how store and forward works if a lane loses its connection.

Who supports you after

Aurus says its support team is live 24 hours a day, every day of the year, and it offers device replacement through ProCare360Lite. Your POS reseller or IT team handles the POS, and the processor handles the merchant account.

Where CleverPays fits

Aurus builds AurusPay and holds its processor certifications. Your POS reseller or IT team installs the POS side. The company that processes your card payments approves and settles each sale. CleverPays makes none of it.

We read your setup and name each part: the POS and its version, the AurusPay version, the terminals and the processor behind them. Then we tell you in writing what a change would affect, before anything moves.

Sources

Product and company names on this page are trademarks of their respective owners. CleverPays is not affiliated with or endorsed by them.

Request a callback

Your name

Common questions

AurusPay is a payment platform from Aurus Inc. for large retailers. It sits between the POS and the card terminals and sends each payment to the processor. Aurus says it works across sales channels and with many processors and devices.

Already on AurusPay?

Tell us your POS, its version, your AurusPay version and the terminals at each lane. We name each part, check what a change of processor would affect, and tell you plainly in writing.

Merchants on CleverPays

Rated 4.9 on Google

“We've been approached by a dozen reps before. CleverPays got it done. Thank you CP team.”

BoustanRestaurant

Accept all major payment methods
VisaMastercardInteracAmerican ExpressDiscoverUnionPayJCBDiners ClubApple PayGoogle Pay