David Kwan

Account Executive

For over a decade now, we’ve helped tens of thousands of merchants nationwide seamlessly accept payments at their storefronts, web property, and mobile environment.But why should you work with Cleverpays?

Contact us Watch this video

David Kwan

Account Executive

For over a decade now, we’ve helped tens of thousands of merchants nationwide seamlessly accept payments at their storefronts, web property, and mobile environment.But why should you work with Cleverpays?

Contact us Watch this video

cleverpays

Why work with David?

Experienced businessman with over 20 years in the field, from managing restaurants to expanding automotive mechanic shops. I learned a lot. The importance of payment solutions working effectively.

250+

Happy customer

60+

Apps Developed

6

Languages (human and programming)

12.4K+

Monthly users

Work

I develop custom apps for merchants so they have a better experience. CleverPays allowed me to develop the most suitable payment solutions. For retail to eCommerce, I am able ot customize a plan to solve a problem, save you time and money.

Play

I program for fun. I find coding extremely satisfying. However, I play basketball with my children in my free time, and also volunteer in local organizations.

You’re in good hands

Book a time with me, so I can understand your needs and customize a plan for you. 
Be Clever!

Book meeting Connect via LinkedIn

FAQs

How are payment processing fees generally determined by credit card processors?
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.
How does Cleverpay charge for credit card processing?
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.
What is Interchange Plus pricing?
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.
How is the interchange rate determined?
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.
Where can I find the interchange rates?
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.
Is there a fee for providing a refund to a customer?
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.
Does Cleverpay offer volume discounts for processing large numbers of transactions?
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.
How do Cleverpay’s rates compare to Square's?
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.
Are there any setup fees or monthly charges for using Cleverpay’s payment processing services?
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.

Let’s talk payments.

Friendly service, future proof technology, dedicated support.

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Fast & Easy Setup

Get started with Cleverpays in just minutes.

Lower Rates

Interchange Plus pricing, no matter your size.

Smarter Tools

Everything you need to sell in-person and online.

No Contracts or Monthly Fees

Get full access to our great payment tools for free.

Have us contact you.

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    Thank you!

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    They really love us 😍

    We’re building the world’s most loved payments company.

    Our store was going to open in a few days so Elie and his team sprung to action to make everything happen so fast. They were and continue to be responsive (even after hours – not that that is to be expected) and they were competitive with their rates. And believe me, I shopped around. We went with Clover Merchant processing because the system is sleek and fit exactly what we were looking for. Most importantly what sealed the deal for us to choose CleverPays is because they recently integrated 3DS 2.0 Technology into their online merchant processing which integrates with your e-commerce website, if you have one. I’m sure they can explain the technology better than I can but essentially it moves the liability onto the bank, not the merchant (which would be us) via an identity verification step, so we are safeguarded from fraudulent transactions. This feature could save us thousands of dollars if someone/people tried to do a fraudulent transaction on our website. This compared with their competitive rates and excellent customer service made for an easy decision to go with them.

    Monaco Group
    Our store was going to open in a few days so Elie and his team sprung to action to make everything happen so fast. They were and continue to be responsive (even after hours – not that that is to be expected) and they were competitive with their rates. And believe me, I shopped around. We went with Clover Merchant processing because the system is sleek and fit exactly what we were looking for. Most importantly what sealed the deal for us to choose CleverPays is because they recently integrated 3DS 2.0 Technology into their online merchant processing which integrates with your e-commerce website, if you have one. I’m sure they can explain the technology better than I can but essentially it moves the liability onto the bank, not the merchant (which would be us) via an identity verification step, so we are safeguarded from fraudulent transactions. This feature could save us thousands of dollars if someone/people tried to do a fraudulent transaction on our website. This compared with their competitive rates and excellent customer service made for an easy decision to go with them.

    Merchant
    Our store was going to open in a few days so Elie and his team sprung to action to make everything happen so fast. They were and continue to be responsive (even after hours – not that that is to be expected) and they were competitive with their rates. And believe me, I shopped around. We went with Clover Merchant processing because the system is sleek and fit exactly what we were looking for. Most importantly what sealed the deal for us to choose CleverPays is because they recently integrated 3DS 2.0 Technology into their online merchant processing which integrates with your e-commerce website, if you have one. I’m sure they can explain the technology better than I can but essentially it moves the liability onto the bank, not the merchant (which would be us) via an identity verification step, so we are safeguarded from fraudulent transactions. This feature could save us thousands of dollars if someone/people tried to do a fraudulent transaction on our website. This compared with their competitive rates and excellent customer service made for an easy decision to go with them.

    Opera Big
    Our store was going to open in a few days so Elie and his team sprung to action to make everything happen so fast. They were and continue to be responsive (even after hours – not that that is to be expected) and they were competitive with their rates. And believe me, I shopped around. We went with Clover Merchant processing because the system is sleek and fit exactly what we were looking for. Most importantly what sealed the deal for us to choose CleverPays is because they recently integrated 3DS 2.0 Technology into their online merchant processing which integrates with your e-commerce website, if you have one. I’m sure they can explain the technology better than I can but essentially it moves the liability onto the bank, not the merchant (which would be us) via an identity verification step, so we are safeguarded from fraudulent transactions. This feature could save us thousands of dollars if someone/people tried to do a fraudulent transaction on our website. This compared with their competitive rates and excellent customer service made for an easy decision to go with them.

    Explorer